If you spend a lot of time outside of the country or outside of your health insurance coverage area, you may need to consider accidental travel insurance or travel health insurance. These types of insurance will protect you and your finances if something happens to you while you're abroad. Also called international travel health insurance, you can easily find travel health insurance quotes online.

Accidental travel insurance and international travel health insurance are designed to cover costs outside the country. Most car insurance and health insurance policies in the U.S. will only work here, so additional insurance policies are necessary if you want to have the same protections while you're outside of the U.S. A lot of travel insurance can be used to protect you in case your trip is canceled, interrupted, or delayed for certain reasons. Many times travel plans have to change because of transportation issues or accommodation issues. With accidental travel insurance, you may be able to be reimbursed or otherwise compensated if this happens.

Travel health insurance will help you out with medical bills if you become ill or otherwise need medical care while traveling. Although you may be traveling domestically, your health insurance may not work in certain states or your preferred provider or approved provider may not be available where you need help or care. Travel health insurance quotes and accidental travel insurance quotes are easy to obtain online. If you have any questions or you aren't sure what kind of insurance is best for you, you can speak with a representative of a travel insurance company. Many online travel insurance companies offer help 24 hours a day and they will give you a quote for several different types of travel insurance rates while you're online.